Destroying/ripping off clothes question

I feel I have a year or two on most of the respondents here and age brings experience with it. I had a divorced gf between my two marriages who fucked me in her wedding dress and told her ex about it.
My now wife and I have bought a cheap body suit and played a game of cutting it open slowly in the obvious places, with a pair of scissors, so that I could get access to first her nipples, then her butt and finally, by ripping the butt access hole bigger, her puss. She would tell you herself she was absolutely pouring juice from her puss by the time i got my face to it. Fun times!
 
It seemed like the best forum to ask, so...

I have a BDSM story (multi-part) and in the future I want to include a scene where a sub (girl) is tied up and then clothes are torn off or ripped off of her. Kinda like Kink.com guys are doing often, but I want your take on if it's a realistic scenario between a pair or not.

A bit about the setting:
The sub is a girl, she's rich and she's actively seeking the BDSM stuff. She's the one who pulls her boyfriend into this, just because she enjoys the kink.
That's why money-wise it's kind of OK for her to loose some clothes. But I still feel it's kinda unrealistic scenario. Maybe I'm wrong about that.

What do you think? Is it okay to write a scene where a full set of clothes gets destroyed? Or is it just something that will seem odd and out of place? Maybe someone even got to do this in the past, or actively doing this on a regular basis?
When I'm reading or flicking my bean, I'm putting myself in the story. So...

If its consensual or CNC then don't wreck my clothes unless we have some new ones for me to put on afterwards.

If its NONCON I'm reading, then I'm often feeling upset if any of the clothes are still usable or not destroyed. For me, having to face the aftermath of sneaking home used and naked is a major turn on.
 
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