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I don't think it's cheating at all. To me chatting is just another way to express your fantasy, and to use your imagination. yes you maybe involving another person in it. But then again, you do the same thing if you go to a shrink, you let out your most inner thoughts, sometimes about sex, life or what ever is on your mind. Hell most people just go to a bar, and get so drunk and talk to a random stranger.
Either way, be it chatting about wild sex, or just intimate parts of your life. Your just expressing yourself. Instead of holding it in. And we all need someone to talk to about what's on our minds.
The part of it that usually hurts your partner the most. is when you choose to hide it from them.
Again just my opinion.
Cyber sex is cheating if it's something you do that you hide from your SO or spouse. IMO it doesn't matter whether or not you have feelings for the cyber chat partner. That's irrelevant.
Just because it's done online without skin to skin contact, sweat and possible exchange of body fluids doesn't mean it isn't a real sexual act or event.