Naked or clothed?

Clothed as I am in my avatar pic, just finished texting with my crush. Spent five hours with her online yesterday. She's inappropriately young (28 versus my 68). I'm an old pervert or a lucky old bastard or both!
 
Hm... I'm fully clothed right now. And likely will be until bed time. But this makes me want to talk to my partners and see if I can talk them into being fully naked while sitting on the couch with me.
 
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