The Isolated Blurt Thread XXXVII: You're Welcome, Fuckers

[TwinkleStars]

I believe that the Sleep Fairy laughs at me while she sprinkles her sleep dust on me at the wrong time.

 

[silver gurl]

It’s been in the 70s the past few days. I have been taking advantage of the unusual warm temperatures

 

[silver gurl]

I feel like everyone is against me on this with the house.

How come? Is there anything wrong with it?

 

[Rainblow]

It’s been in the 70s the past few days. I have been taking advantage of the unusual warm temperatures

Same!

 

[girlsmiley]

Just Remember- he has his valets put his pants on one leg at a time just like the rest of us.

“Just remember-“

Good luck with that.

 

[pink]

How come? Is there anything wrong with it?

Yeah, spill.

 

[girlsmiley]

Out front tidying up. Ol mate across the road. God love him. We’ve been across the road from each other for a few years now. He lives alone. Big house. English is not his first language, but he has a go. He said “Hey look at this fucken plant. I had to dig it all out.” And then we looked at his neighbours front and cracked up laughing because they’re growing the exact same shit x10.

He asked where I got my blower. Just a cheap battery one. I said Amazon for maybe $80 with the battery. Bosch. Online. With my computer. He said he looked for it at Bunnings. I know he doesn’t know what the fuck Amazon is, but I tried to explain. I don’t know why he’s looking at mine anyway when he’s got the $600 Stihl. Curious I spose. Anyway. I said “swap” and he laughed. We were both sweating our arses off so I took him a cold beer. He said “We are working hard.” I said “Yes, we are mate.” He’s a nice bloke.

It’s a simple life.

 

[Lance_Castro]

“Just remember-“

Good luck with that.

He was brought up thinking his mummy owned Australia and about half the rest of the world.

Must be strange when some Abo yells at him after his little speech.

 

[TwinkleStars]

How come? Is there anything wrong with it?

 

[Plasmaball]

Yeah, spill.

How come? Is there anything wrong with it?

This is gonna take a minute.
So we decided to look for homes again. At first we went with something like 150k but then realized there wasn't anything and our budget wasn't the same as before. I also decide to put 30k down. So I start looking at higher priced homes. Start running numbers and see what's what.

My agent told me. "Anything after 2 weeks you can start to negotiate things" so I found a house that had been on the market for 120 days. It had been under contract back in like June or something but still. Subtract that and you still have 3 months of it just sitting.

So we look at it. We like it. It had the room we need and an attached garage. It's a split bi level which is our compromise house style. Dead end street in a middle class area. Anyways he wanted 238k for it. So wife and agent talk and come up with 210k as an offer. Its been sitting and dated honestly.i mean the seller is an old marine so naturally he isn't gonna care about that stuff.

Wife writes a letter because we do like the house. Some back and forth and we settle at 218.500 with a home warranty to help. ( which is debatable ) I at the start wanted to offer 200k. I was talked out of it. Plus the seller wasn't exactly in a hurry to sell it so I was like 210 makes sense.

Inspection is a must. Inspection happens and it has a lot of smaller issues to fix and some larger ones. Smaller issues being chimney (I'll attach a Pic for that lol).

 

[Plasmaball]

Gutters need to be replaced or some need to be added to help water flow. Leak in the basement bathroom. Something with the trap. Something might be loose( not a deal breaker). The water shut off is leaking, but it's leaking right Into the sub pump so..not as bad as it could be. That also could just be a loose nut. I had a plumber come out for a sewer scope. If I have to replace the shut off and trap it's like 500 bucks. Not a deal breaker.

The sewer is usable but should be replaced eventually. We can "flush it" for like 700 a year till we save up for it. That's 12k

The hvac system is old. Like glory days of lit old. Which sucks but just bad timing. I had considered the 16k he came down to cover that. Which to me was a fair deal, but everything still works because he did maintenance them regularly.

The house needs graded. A door needs to be fixed ( again not a deal breaker). Patio needs some work. Windows will need upgrading eventually ( but again not pressing )
The kitchen and bathroom are dated but they work for now.

The electric is the main issue. In the 70s they used aluminum and that can be a problem. Now according to the agent he already spent 3400 on upgrading the panel and gfcis. ( I think to please an fha loan) but he didn't do the rest. Which is 3k worth of work. Plus some of the outlets are reversed. ( not a huge deal, easy swap). Now not everything is aluminum, we thjnk the additions are normal. The garage is copper so those don't need fixed.

So anyways we asked him to cover 3k of closing costs so we could get that electric done. Seemed fair. He wouldn't budge. Whatever. We get the appraisal done and it comes back at 220k. Which basically wipes out the 16k. I was mad because i felt like I was now over paying for it.

Everyone is telling me the house is solid, just needs some updates because of time and the seller just didn't really do it and where he did it was cheap, bad, but not like unsafe. So like it felt like I lost on this but everyone is saying no. The house came back at the price you thought it was worth so you actually kinda made out. As one said " you aren't getting a bargain".

I know I don't have to buy it, I just eh...I'm annoyed with the process and people.

 

[juttjaw]

Gutters need to be replaced or some need to be added to help water flow. Leak in the basement bathroom. Something with the trap. Something might be loose( not a deal breaker). The water shut off is leaking, but it's leaking right Into the sub pump so..not as bad as it could be. That also could just be a loose nut. I had a plumber come out for a sewer scope. If I have to replace the shut off and trap it's like 500 bucks. Not a deal breaker.

The sewer is usable but should be replaced eventually. We can "flush it" for like 700 a year till we save up for it. That's 12k

The hvac system is old. Like glory days of lit old. Which sucks but just bad timing. I had considered the 16k he came down to cover that. Which to me was a fair deal, but everything still works because he did maintenance them regularly.

The house needs graded. A door needs to be fixed ( again not a deal breaker). Patio needs some work. Windows will need upgrading eventually ( but again not pressing )
The kitchen and bathroom are dated but they work for now.

The electric is the main issue. In the 70s they used aluminum and that can be a problem. Now according to the agent he already spent 3400 on upgrading the panel and gfcis. ( I think to please an fha loan) but he didn't do the rest. Which is 3k worth of work. Plus some of the outlets are reversed. ( not a huge deal, easy swap). Now not everything is aluminum, we thjnk the additions are normal. The garage is copper so those don't need fixed.

So anyways we asked him to cover 3k of closing costs so we could get that electric done. Seemed fair. He wouldn't budge. Whatever. We get the appraisal done and it comes back at 220k. Which basically wipes out the 16k. I was mad because i felt like I was now over paying for it.

Everyone is telling me the house is solid, just needs some updates because of time and the seller just didn't really do it and where he did it was cheap, bad, but not like unsafe. So like it felt like I lost on this but everyone is saying no. The house came back at the price you thought it was worth so you actually kinda made out. As one said " you aren't getting a bargain".

I know I don't have to buy it, I just eh...I'm annoyed with the process and people.

Most times, finding the right place, within your budget, sucks. Unfortunately, for home buyers, the prices skyrocketed and never came back down. Compromise is just part of the deal, but don't rush to buy. It doesn't esnt sound like it, but you can get into the mindset Tha you NEED to buy and get sucked into settling. Then, you're in a house you hate, just to be in a house. That's never good. It's harder to get motivated when you don't love it. Point being, compromise where you must and avoid buying just to buy. Or getting pressured into buying something you don't want. Agents can be great salespeople and push you into things. Remember, they are making money. The quicker they can get you to buy and for the most money you can afford, the more money they make. Not saying agents are cheats, but they are doing business to make money.

It's good to crunch numbers and figure costs, but if you find yourself justifying problems, take a step back and reevaluate. I've always been a cautious buyer, especially after my first home. I hated the place from day one. We bought just to buy and thought it was what we were supposed to do. I compromised a lot, and thought I would get to the problems, I never did. Didn't until it was time to sell and give my ex wife all the proceeds. Meaning, I was not excited about making it what I wanted, because I didn't want it in the first place.

I was very particular about the house I'm in now. I needed to stay in my budget and love what I saw. See the potential, while being able to live with what needed to be done, until I can get it done. I find myself much more motivated to work on this house, I enjoy it actually. I'm certainly not a carpenter, electrician or plumber, but I'm willing to learn what I need to do. Could be age? I was 21 when I bought my first house and 43 when I bought the house I'm in. I like to think, it's because I really enjoy it and don't want to upgrade any time soon.

All unsolicited advice. You're an intelligent person who knows what they're doing, but sometimes, we all get stuck in the frenzy.

 

[Plasmaball]

Most times, finding the right place, within your budget, sucks. Unfortunately, for home buyers, the prices skyrocketed and never came back down. Compromise is just part of the deal, but don't rush to buy. It doesn't esnt sound like it, but you can get into the mindset Tha you NEED to buy and get sucked into settling. Then, you're in a house you hate, just to be in a house. That's never good. It's harder to get motivated when you don't love it. Point being, compromise where you must and avoid buying just to buy. Or getting pressured into buying something you don't want. Agents can be great salespeople and push you into things. Remember, they are making money. The quicker they can get you to buy and for the most money you can afford, the more money they make. Not saying agents are cheats, but they are doing business to make money.

It's good to crunch numbers and figure costs, but if you find yourself justifying problems, take a step back and reevaluate. I've always been a cautious buyer, especially after my first home. I hated the place from day one. We bought just to buy and thought it was what we were supposed to do. I compromised a lot, and thought I would get to the problems, I never did. Didn't until it was time to sell and give my ex wife all the proceeds. Meaning, I was not excited about making it what I wanted, because I didn't want it in the first place.

I was very particular about the house I'm in now. I needed to stay in my budget and love what I saw. See the potential, while being able to live with what needed to be done, until I can get it done. I find myself much more motivated to work on this house, I enjoy it actually. I'm certainly not a carpenter, electrician or plumber, but I'm willing to learn what I need to do. Could be age? I was 21 when I bought my first house and 43 when I bought the house I'm in. I like to think, it's because I really enjoy it and don't want to upgrade any time soon.

All unsolicited advice. You're an intelligent person who knows what they're doing, but sometimes, we all get stuck in the frenzy.

I like the house. The additions make enough space for me to have a toy room and maybe theatre room. It's really really good area for my autistic son. ( minus the dogs).

The potential is there, and I do plan to get some other quotes on things, but my main thing was the seller and electric. He didn't want to help because he felt he came down so much. I can tell him about the appraisal and push. It is what it is

 

[juttjaw]

I like the house. The additions make enough space for me to have a toy room and maybe theatre room. It's really really good area for my autistic son. ( minus the dogs).

The potential is there, and I do plan to get some other quotes on things, but my main thing was the seller and electric. He didn't want to help because he felt he came down so much. I can tell him about the appraisal and push. It is what it is

All in all, the bank will need an inspection, of course. I don't know your state laws on buyers protection, or the strictness of your lender, but they will demand a professional inspection on any conventional loan. I remember using FHA with my first house and my father in law did our inspection, but that was over 20 years ago. With this house, they demanded a professional inspection, they had requirements on what they needed and if any one of those were not met, they could refuse the loan for that house. Chances are, if there is something detrimental to their security, they will demand the seller gets it taken care of. If he's at all motivated, he will. That really sucks if you want the house and can do the work. The bank wants the interest money. I know that sounds simple, like duh, but I didn't realize how strict they could be until I bought this house. Which was good, but almost cost us our home. They made the seller replace windows, fix a roof that was 2 years old and had a little hail damage.,do some work on structural stuff, like rafters and headers. Luckily, our seller was motivated and did the work, with the people I picked. It was very nitpicky. I mean really, my house is only 15 years old, built by a very trusted contractor, but things settle and do funky shit.

I hope you get the space you need and it can be fucking maddening at times. Sometimes it doesn't feel worth the hassle. In the end, you'll be glad you've gone through all this shit, it is worth it. But fuck! Does it need to be so complicated!? Probably.

 

[thør]

blower.

Stihl had backpacks on sale for under $300 a couple years ago and I bought one. Still, they are a pain in the ass to lug around. Maybe your battery one was attractive because it's smaller and lighter?

 

[Plasmaball]

All in all, the bank will need an inspection, of course. I don't know your state laws on buyers protection, or the strictness of your lender, but they will demand a professional inspection on any conventional loan. I remember using FHA with my first house and my father in law did our inspection, but that was over 20 years ago. With this house, they demanded a professional inspection, they had requirements on what they needed and if any one of those were not met, they could refuse the loan for that house. Chances are, if there is something detrimental to their security, they will demand the seller gets it taken care of. If he's at all motivated, he will. That really sucks if you want the house and can do the work. The bank wants the interest money. I know that sounds simple, like duh, but I didn't realize how strict they could be until I bought this house. Which was good, but almost cost us our home. They made the seller replace windows, fix a roof that was 2 years old and had a little hail damage.,do some work on structural stuff, like rafters and headers. Luckily, our seller was motivated and did the work, with the people I picked. It was very nitpicky. I mean really, my house is only 15 years old, built by a very trusted contractor, but things settle and do funky shit.

I hope you get the space you need and it can be fucking maddening at times. Sometimes it doesn't feel worth the hassle. In the end, you'll be glad you've gone through all this shit, it is worth it. But fuck! Does it need to be so complicated!? Probably.

The inspection came back with mostly minor shit. The appraisal came back with the house being dated. Literally nothing needed to have the seller fix anything to sell. So it is what it is on that front.

I also added a sewer scope to make sure. Had that been to the point it needs to be fixed yesterday we would have walked if he wouldn't fix it. But it's not. Just something to be done in the next five years.


Its stressful because on top all this our home now is set up to how we like it. So now we have to contort to this new house.

Totally first world problems

 

[girlsmiley]

Stihl had backpacks on sale for under $300 a couple years ago and I bought one. Still, they are a pain in the ass to lug around. Maybe your battery one was attractive because it's smaller and lighter?

Yeah, most probably. I don’t need a big one, but I would like a big one LOL. It’s for leaves and little stuff. Weighs maybe 2 kilo? I can wave it around with one hand no problem. It was a good purchase. Had it a while now and it holds charge and does the job.

 

[thør]

Yeah, most probably. I don’t need a big one, but I would like a big one LOL. It’s for leaves and little stuff. Weighs maybe 2 kilo? I can wave it around with one hand no problem. It was a good purchase. Had it a while now and it holds charge and does the job.

The gas powered backpack is nice for some things, but it sure as hell isn't convenient.

 

[thør]

our home now is set up to how we like it

Why do you have to move?

 

[Plasmaball]

Why do you have to move?

The house we are currently in is also a pile of shit. Modular home thats just cheaply made. Its not mine either.

 

[butters]

Coppolla's Megalopolis bombed and bombed hard, making just $4m on its opening

https://www.looper.com/1676604/why-megalopolis-box-office-bomb-controversy/

 

[silver gurl]

The inspection came back with mostly minor shit. The appraisal came back with the house being dated. Literally nothing needed to have the seller fix anything to sell. So it is what it is on that front.

I also added a sewer scope to make sure. Had that been to the point it needs to be fixed yesterday we would have walked if he wouldn't fix it. But it's not. Just something to be done in the next five years.


Its stressful because on top all this our home now is set up to how we like it. So now we have to contort to this new house.

Totally first world problems

Do you love the new house? If so buy it. If not, hold out.
In my experience, there is always a better one around the corner. Patience.

 

[silver gurl]

Same!

Isn’t it wonderful?!
We cool down over the weekend but temperatures go back up next week. Yay!

 

[TwinkleStars]

Isn’t it wonderful?!
We cool down over the weekend but temperatures go back up next week. Yay!

 

[Plasmaball]

Do you love the new house? If so buy it. If not, hold out.
In my experience, there is always a better one around the corner. Patience.

Do i love it? No, not omg I need it but I do like it and it's a good house outside of some issues. I just over think things and wanted a good deal.