kieranhalcyon01
Delicious cereal
- Joined
- Jun 21, 2011
- Posts
- 1,332
Are you licensed anywhere in the northeast? I have zero financial literacy and could use a good financial planner.Okay, I'm going to take a stab at @MiaBabe23 's challenge to offer advice on something we're experts in.
While I must demure from the title expert, I did think of a couple of things. One - if you aren't already saving for retirement, do it NOW! A Roth IRA lets your money grow, and as long as you wait the required amount of time, the earnings are tax free when you take them out. As an example, if you put $5000 for two years into a Roth IRA when you are a teen, and invest those funds into a decent moderate risk fund, you'd be a millionaire when you retire, tax free. And that's without any additional contributions, ever.
I know most people can't do that when they're a teen, but it gives you an idea of the potential. (No, I'm not a financial advisor, but my job provides me with some level of expertise. )
The other advice is totally mundane. If you like to use stainless or cast iron cookware, and you have trouble with food sticking, try this. Heat your skillet completely before you add any oil. I have an olive oil sprayer, so it takes hardly any at all, and my omelets, pancakes, etc come out of my iron skillet perfectly. No sticking at all. Most instructions tell you to heat the oil in the pan, but I guarantee you, doing it my way will reduce stuck-on food.
(The care of cast iron is easy, but it's a whole other subject!)