Biker's Run..........................

NYWings I do appreciate the input. However, the actual repair is not important any more.

It the way it was handled. I will pound the door out myself to were it will open and close ok. The van came into my shop with a blown engine. The body was exceptionally clean with no rust at all. I was in the process of getting ready yo retire. I thought it would be a nice little vehicle to knock about and go fish'n with. It has a pull out bed in the back that would allow me to spend the night right there. I installed a reman 4.3 target master in the van. It now has 18,000 miles on the motor. Three months after putting in the engine the torque converter in the transmission let go sending bits of metal through out the transmission. I pushed the tranmission out. Flushed all the metal chips out replaced the steels, clutches, and a new torque converter. Recently replaced all four tires and all receipt to prove it. None of this matters. The fact that it is an explore conversion van doesn't matter.

The gal that hit my van has had NUMEROUS accidents. She really doesn't care because her van is a company vehicle. The insurance for her van is simple written off to company expenses. She had backed up into another vehicle less than two month before hitting mine. Her van has black limo tinted glass all around. In the dark I am surprised that she could see anything. That is why you physically get out of the van walk behind it to see what is in back of you. Initially she want to pay for the repair out of pocket and not inform her insurance company. I got three estimates. She wanted to give me her $200.00 deductible and call it even. When she heard what the cost of repair she decided to go through the insurance co. Her comment is that I should buy a new car.

The body shop I want to do the work is excellent. They have a waiting list to get work done. The stripe kit is available at the cost of $385.00 but only as an entire kit. The adjuster found a door stripe kit available for the model SLE which by the way doesn't match the rest of my van at all for a $150.00. That is the stripe kit he wrote in the quote. When you replace just the stripes on the door the rest of the striping is going to stand out like a sore thumb. I would be even willing to replace the rest of the striping myself from the entire kit so the accident isn't obvious. But it wasn't his vehicle he didn't care. I offered to give the adjuster copies of the three body estimates along with receipts for all the repairs to the adjuster and he didn't want them.

Here's just a thought! Why not pass a law that should a driver be charged with three or more consecutive accidents in a 6 month period that they use the right to operate a motor vehicle for a year? It may get some of these bad drivers to reach up and pull their head out of there ass. However, the insurance companies would not be able to charge the high risk premiums...:rolleyes: But I'll bet they would still be trying the damnedest to fuck the American public. After all that's the American way...:mad:

Like I said it really isn't a matter of the money. I was a matter of being force feed what they wanted to occur. In reality they want me to take my van to one of there repair facility. Two of which I am very familiar with and I would let the paint a tricycle for me. Like I said it's a very big scam and I think someone needs to shake it up a little and draw attention to the fleecing of Americans. Because this is the way it's done doesn't make it right!

Like I said I am currently looking for a pre computerized fix'r up'r and will restore it. Gotta figure out what I want to play with.
 
I got to agree with NY on the newspaper thing, Jade...

An accident is an accident regardless of who's at fault... going to the newspaper just creates hard feelings. If you feel your getting screwed by the insurance company, your state has got to have an Insurance Commissioner you can contact and complain to. And you can always tell the adjuster that's where your a-going.

Getting screwed over as a vet in America is par for the course these days... hell, these guys coming back now don't have half the benefits we had. They got to deposit money from their own paycheck to have a GI Bill... they can't just go down to VA and get seen, and the damn VA is now billing back to your health insurance company even if you are 100 percent service connected... that sucks big time. At last count there's 600,000 Iraq and Afganistan vets still waiting for claims to be processed at the VA and both the Secretary of the VA and the benefits honcho just quit because they were incompetent political appointees who didn't want to get stuck with the shit end of the stick. Smile, bud... things could be a lot worse.

Weather's been intermittent in the mountain states... they just got another four feet of snow twenty miles west of here... hell, at this rate they'll be skiing till mid-July. May have to pull my front tire off and replace it with a ski.
 
Good morning, girls and boys....:)

It's a grey dismal morning here in Woodbury, CT...:( Ya know if it were legal to ride ski mobile on the streets here in CT I may consider buying one as a winter motorcycle...:rolleyes: That way I could get my fix all year round...:) We're supposed to be in for a day of snow and rain mixture today. I have the van covered over so I don't end up with a wet interior and a soaking wet fuse box again.

Dinny, that was my intentions to go through the Connecticut Insurance Commission. As far as the gal is concerned I really couldn't care less about her feelings. She didn't show any remorse about hitting my vehicle. Didn't even hear 1 sorry. She was more concerned in the fact what was going to happen to her insurance premiums rather than the inconvenience she caused me. She and her hubby recently sold off a commercial piece of property they owned for 1.5 million dollars. I know him pretty well and really feel sorry for him that he is marryed to her. She isn't a good person by any means. About her feeling I really couldn't care less. She needs a little humiliation and humbling a bit. This insurance think has scam written all over it. It may be the way America conducts business now days. But it doesn't mean it's right. As far as the comments about the America vets are concerned. The only vets that were treated partially decent (I didn't say good) was the WW II vets. Shortly after that the corruption seeped into the government and the vets and middle class have been getting shafted ever since. That is why this government need a total over haul. It hasn't worked for years. The American dream is gone and replaced by the American nightmare...:mad:

OK, soap box put away...;)

On a lighter note I am going to spend the day indoors. Last week I received my commerical grade Calphalon stock pot that I am planning on using for the New England Regional Chili Cook Off. I also received my heat diffuser rings. Planning on taking the pot out for it's 1st cruise. From the numerous people I have talked to that are chef's I'm told it's an incredible difference when you have to cook at low temperatures for a long period. At the NERCCO competition you have a 4 hour window to cook a pot of competition chili. Today I am going to restrict myself to the 4 hours from scratch.

Last night I was searching the web for a deal on a canopy. I did find one 10 x 10 commercial grade canopy that seemed reasonable for $145.00 + shipping. It was a steel frame assemble try canopy and weighed in at 100 lb.. I wanted one of the new aluminum pop up canopies but didn't like the $350.00 to $500.00 range. I found a new Bravo model marketplace 10 x 10 aluminum pop up canopy on sale at Amazon.com for $172.00 with shipping included...:D Pop up time is 60 seconds. Other sites were selling it for around $350.00. So I was a happy boy yesterday.

My competition recipe is developed and my people choice recipe is developed. Time to collect all that I am going to be packing up to Somers, CT in one place. I have my rubber stamp that reads "BIKER'S RUN". I have to pick up 8 oz. cups and stamp them. I need to pick up another laser printer cartridge to print off copies of the Biker's Run chili recipe to hand out to the public. I have included a paragraph telling people about Biker's Run and included a link to are thread. We may be adding some more petty faces around here...:D I'm pumped about the competition. But then I love to cook...:D Still trying to find another person to help out in the kitchen.

OK, need to get my day going. Want to wish everyone a super great Sunday.

Ride safe, stay warm, stay dry, and remember keep it upright...:D
 
Jaded,

Please don't get offended by this... But the money will resove itself when the insurance claim is handled properly. Don't get frustrated by going in the wrong direction to resolve this matter.

I'm more familiar with NYS Ins laws than I am with CT , BUT I'm confident they follow along the same lines.

First and foremost... In any insurance appraisal they need to indemnify you.

So THEY NEED TO RETURN THE VAN TO A PRELOSS CONDITION!

They ONLY owe you for the damage caused by their insured... Not any pre-existing rust, dents , or age ( faded color or stripes)

Stripe kit... IF the only way to buy the kit that matches your van is a complete kit then thats what they owe you for... Bottom line! If the shop can paint the stripes ( some will) then thats an option. They don't owe you for the faded stripes... sorry, BUT you will have the complete kit... pay to have the rest redone.

They cannot force you to use their shop... But sometimes its more convenient for all parties... That is if the shop has a good reputation and from what your saying they don't... Check to see if they have others... Most cases your given a written guarantee on the repairs because you used their repair facility.

Your State insurance department has laws in place to PREVENT UNFAIR CLAIM PRACTICES! The laws are there for YOU... Go onling or call them! Have your list of complaints so you can touch base on the key points here. They WILL work for you. You will have to submit a written complaint BUT the ins dept will send a complaint to the ins co AND THE ADJUSTERS MANAGER HAS TO ANSWER THE COMPLAINT!
Believe me... the adjuster, his manage and that claims office manage do NOT like ins complaints!
A complaint that is for NON Conformance is a very bad one ! That makes the State ins dept start looking for more in an audit... Thats not good because that ins company will be faced with very large fines!
This is public information and you can secure this info from your ins dept to see what companies got fined , how much and what for...

So First don't waste your time shopping for estimates...and Don't go for an inflated est ...
Go to who you want to have fix the van...period.
Use his estimate or at this point have that shop call this adjuster for a supplement... The stripe cost 320.00 Period... the stripe listed is NOT CORRECT... So it cannot be used... = Valid suppliment for price increase.

This is the process you can follow to get a correct repair...and be paid correctly.

The state regulation will also have very specific criteria for determining the value for your van.
A new target master engine with documented receipts and mileage is a "SUBSTANTIAL IMPROVEMENT" It MUST be considered in the ACV (Actual cash value)
They HAVE to correctly determine a value for your van ( EXPLORER CONVERSION. The car NADA will only list the cargo van because thats what you van is ...BUT The NADA RV & CAMPER book WILL list the conversion vans! Look in the very back of the book... it will be listed under conversion manufacturer.

Don't waste your time complaining to them UNLESS you have your facts ready to prove your loss. YOU have the obligation to prove your loss.
So get with your shop and complete a supplemental est to correct the poorly written est from the adjuster. Call the adjuster for the supplement... They only have so many days ( 48 hrs) to respond and insp the additional damages...
If you don't get satisfaction go to his manager. no satisfaction go to the office manager...

Finally go to the state ins dept... You will will if you have your facts in order.

I'm not sure about the small claims court issue either... Perhaps CT laws are different, In NYS people take the other party to small claims all the time...

Some don't do their homework and the judge tells them the laws and how it applies... those people loose because they were stupid and went to court with emotion and no facts or proof.

DO YOUR HOMEWORK! GET YOUR FACTS! research the laws that are there to protect you...

when you have all your ducks in a row take action.

Start with the adjusters manager. go to the office manager next go to the state ins dept next... Go to court if this fails... but I doubt you will get to this point...

One last point here.
I see a number of folks commenting about the high rates.

The ins companies rates are set by the state...
If an ins company needs to increase their rates they must apply to the state to do so. The state requires the ins company to PROVE the last 5 years of business to Prove they can justify the rate increase... Its that simple folks...

There is a LOT of competition especially in todays market... Watch TV one evening and you see a green lizzard running around, or a guy drinking a cup of coffee laughing when the tree smashes his car. The ins company needs your business but your policy does not become profitable till they get several years renewals!

Cost index... Believe it or not a good cost index is $1.00 / to 1.05 or 1.10
This means the ins company takes in $1.00 dollar in premium BUT pays out $1.05 or 1.10 in claims! You will say this doesn't work right....

Well before the ins co pays out that 1.10 they invest that money. They make their money on investments NOT your premiums.

Sorry for beating this dead horse ... But I'm sure we all want Jaded to WIN!

Jaded... PM me if you have specific questions...

Good Luck!
 
Sounds like you're gettin' your head around it...

Just remember what the ol' Maharishi used to say... "OM." Don't make no sense to me, but it seemed to keep him fuckin' happy... and rich.
 
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Good morning, gang...:)

It's the start of a new work week. So far I don't have to much on the schedule this week. But we all know how that goes...:rolleyes:

Tried out my new Calphalon pot out yesterday and made a pot of my competition chili. Doing that fine tuning to the recipe. Oh, the recipe is at version 1.7 and I stayed at the 4 HR limit. The pot is a dream for slow / low temperature cooking. The cooking temperature was 170 degrees and I only stirred it maybe 5 times. No thing burn or stuck to the bottom. Clean up was a matter of dish washing detergent, a sponge, and a towel. Pretty neat shit...;) This chili cook off is going to be fun...:D

Today I have a corn beef brisket slow cooking in a crook pot. I'm gonna make some lucky woman a wonderful wife someday...:)

Looks like I won't be bring the bike out this week...:( The temperatures are supposed to hover in the mid 40's range. MissEggroll I feel for ya girl. Your further north than I am.

That's what I can do today. I can get my tomato and chili pepper plants started in pots today. Nothing like vine ripen tomatoes at the warm weather cook outs...:D Of which the first one will be May 24th.

OK, I need to get my day started. Want to wish everyone a super great Monday.

Ride safe, stay warm, stay dry, and remember keep it up right...:)
 
Can't believe it's been almost a month since I posted.

Can't believe that the "Saga of the Damaged Van" is still playing. I sure read some good information from you folks that I intend to use some brain cells to remember.

Life's been pretty good for me. Been keeping busy. This new job is great. I've never worked for a company that was this laid back, it's taken me some time to fit in.

Got home this past weekend, was drooling and had a half hardon thinking about getting my bike out when "daydream interupted" hit me with a call from my son wanting help putting in a new tile floor for his kitchen and bath. The next thing I knew, my knees and back hurt and I was heading back to the motel.

I'm sneaking home next time.

on the road to perdition
elbiscayne

GOOD LUCK JADED!!!
 
Good morning, Gang....:)

It's a rainy morning here in Woodbury. At least it's not the prodition of sleet and snow. Perhaps riding weather may not be that far off. This just seemed like a very long winter.

Elbiscayne sounds like you may have lucked out with the new job. Good companies to work for are becoming scares...! But come on now being a Dad you can't tell me you did enjoy the time with your son...:)

I have been busy gathering up all that will be needed to compete in the cook off in May.

Want to wish everyone a super great Wednesday...;)

Ride safe, stay warm, stay dry, and remember keep it upright...:D
 
To the men and women of are armed forces - thank you!

Good evening, gang....:)

Today I received a link to a short movie produced by an amazing 15 year old girl from a very good friend of mine. As a military veteran this movie has a very special meaning to me. It actual brought a tear to this ol'e soldier's eyes. Below is the link to YouTube:

"http://www.youtube.com/v/ervaMPt4Ha0&autoplay=1"

Please watch the entire thing. This is about today's true heroes. The men and women of are armed forces today.
 
You are incredible, Jade...

My wife and I were watching this video recently... we're both disabled vets and my wife's big thing for the last two years has been sending packages of things our country can't provide to the Marine units in Iraq and Afghanistan... you know the things the government doesn't think is necessary in 130 degree heat, like DEODERANT and FOOTPOWDER and even feminine products... great fuckin' nation that we are. More than half our Christmas Cards this year were from Marine Units that she's been sending packages to, including the dog units that got toys and dog biscuits. Yeah, we used our fuckin' VA compensation to support the troops!!!

We lost one family member four years ago, and my wife's nephew came back permanently blinded and burned over 90 percent of his body after a firefight in Bagdad, so we do take this kind of message personal. I'm active with VVAW, too and have a rather large patch prominently displayed on my leathers along with my POW-MIA patch. I'm really glad you put this up here, and I'm proud to be associated with this thread after seeing you post this. God Bless You, buddy, there's a place in heaven for you.
 
Good morning, girls and boys...:)

It's day two of wind and rain...:( Being out in it you feel it in your joints. Supposedly this is going to end this afternoon.

Dinny let me thank both you and your wife for your involvement with are troops. I understand the desire the people have for the return of the troops but sometimes it sends mixed signals. We both know how we felt seeing the anti war protesters. When the message "Do you remember me" appeared on the scene it brought back some very un comfortable feelings for me. Most of them are over there attempting to prevent the terrorists from being over here. This people are my heroes. God bless them...!

OK, I need to get ready for work. Want to wish everyone a super great day...:D

Ride safe, stay warm, stay dry, and remember keep it upright...:)
 
OMG, it sure was raining last night! I'm going to trade in the bike for a boat pretty soon! :D

Keep thinking positive thoughts and Spring will be here soon! :) :cattail:
 
OMG, it sure was raining last night! I'm going to trade in the bike for a boat pretty soon! :D

Keep thinking positive thoughts and Spring will be here soon! :) :cattail:

As an owner of one Boat, and three bikes, I can tell you, the Boat is nothing more than a hole in the water into which you shovel money.
 
Sorry that I haven't been around much gang, but Mrs Webbo and I have been out on the roads enjoying the sunshine...which should be heading to you guys very soon.
Got back from our club rally yesterday and had a great time ...no pics of me but I did get some of the goings on

Have a great weekend folks and a very happy Easter, don't eat too much choccy :D


Ride it like you stole it
 
Sorry that I haven't been around much gang, but Mrs Webbo and I have been out on the roads enjoying the sunshine...which should be heading to you guys very soon.
Got back from our club rally yesterday and had a great time ...no pics of me but I did get some of the goings on

Have a great weekend folks and a very happy Easter, don't eat too much choccy :D


Ride it like you stole it

What Club?
 
Thanks, Webbo

Rub the Australian weather in our face, why don't you. Looks like a good time was had by all. Yesterday it was 70 here only to be in the 40's today.

Hey, Jade, just got out of the studio at 4 PM today... the recording engineer is like a miracle worker. He took one of my old C&W tunes and turned it into a dance number by making a couple of suggestions. Now instead of sounding like George Jones it sounds like 'Come See About Me.' I'm am totally jazzed!
 
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Rub the Australian weather in our face, why don't you. Looks like a good time was had by all. Yesterday it was 70 here only to be in the 40's today.

Hey, Jade, just got out of the studio at 4 PM today... the recording engineer is like a miracle worker. He took one of my old C&W tunes and turned it into a dance number by making a couple of suggestions. Now instead of sounding like George Jones it sounds like 'Come See About Me.' I'm am totally jazzed!

Dinny

You guys will have the good wheather very soon mate ...starting to get cooler here thank God.
 
A very Happy Easter to one and all....

Good morning, everyone....:)

It's a sunny morning. But, cold and windy...:( Currently I have 21 degrees and any day that it's not either raining or snowing is a good day. It's one thing to be out on the bike and being battered by the wind. Being out on the bike and being battered by the wind and freezing your nuts off is another...:( Someone wanna turn up the heat....:rolleyes:

It is gonna be interesting to see the number of bikes and scooters on the road this year with the price of gasoline approaching $4.00 a gallon in this area. Last year there was a large increase in riders at Corey's bike nights. There were some evenings they had 400 plus bikes there. With Corey's torn down to make way for a frick'n mall us rider's are going to have to look for a new home for Wednesday nights...:rolleyes: It will also be interesting to see if they find business to go into the mini mall.

MissEggRoll look like we have a bit of a break on the rain/snow event until Wednesday. I'm with you darl'n I need some 2 wheel time before I go nuts. My best girl is all shined up and wants to come out and play.

Dinny I am happy for ya man that your musical career is take'n off. I finally got my GPS unit for my horse. Next is a MP3 player if I can find a play to mount it. Shit bro I may be throttle'n the back country roads listen to your tunes and say'n that my bro dudes...:D

Biker Bro if I'm not mistaken you have been here before...! If not let me welcome you to Biker's Run. Have fun and enjoy your stay. When here your among family. Yes, we are dysfunctional but still a family just the same. Kinda makes it interesting anyway. I may have started this thread. But it's all the truly great people on these pages that make it special. Your always welcome here bro...!

Webbo you ol'e rascal always good to see you back my friend. I'm really happy to hear you a Roze have been gett'n riding time together. I've never had a lady biker as a wing person. Always wanted to experience that. Looks like you two had a good time at the gathering.

Well, today is going to be a low keyed day for me. I still want to get the driveway swept down so the town sweeper truck can pick up the sand. I need to get the leafs and twigs racked up in the yard. I have slowly been move the lawn decorations out side to help rid the area of winter.

Another reminder of are up and coming 1st of the season BBQ on May 24th. I will work on the menu next week and post it next weekend here on Biker's Run. There was a lot of interest in the pulled pork BBQ sandwiches last year and I figured there would be interest in my world class chili. So they will be on the menu. These cook outs are open to brothers and sisters of Biker's Run in good standing. Anyone that would like to bring an entree please let me know. This saves on duplication. Now if your a skill cook and want to through down a challenge I'm down with that too...;)

Those that are in the area Biker's Run is registered this year to compete in the New England Regional Chili Cook off. This is a charitable event. You'll find us under the blue canopy. I'll be there trying to bring the gold back to are club house. I could us some kitchen help.

OK, I'm done. Want to wish every a super Easter.

Ride safe, stay warm, stay dry, and remember keep it upright...:)
 
Can't happen too soon either, Jade

Maybe with everyone on bikes, people will drive a lot more carefully. Late last year, a couple of my buds and I took a day to visit an old working acquaintance of ours in Pueblo... damn near got nailed by a cager playing fuckin' tag with a soccer mom in minivan on a country back road... and our point guy got ticketed for helping me not get hit by cutting the son of bitch off before he side swiped me. He got a six point ticket for his trouble... which, thank god, was thrown out in court because he plead that he was avoiding a inevitable accident... mine.

I told the attorney who represented him, I've used more of my combat training on the highways of Colorado than I did overseas.
 
Well, my friend cage drivers will be cage drivers. No matter how many lights you have on your bike or how loud your pipers are they will still being riding down the road with the windows up and the a/c on and never know your there. It's like their in some kinda trance.

The ones that really get me are the mother fuckers with there cell phones. Trust me there is NO phone call is that important that you need to run the risk of an accident. Most states now have a law on the book that require cell phone carriers to use an ear piece will driving in a motor vehicle or to pull off the road to answer their phone. Yet the number of people driving down the road with a cell phone to there ear is ridiculously.

This is a heads up to those people that think they are getting away with riding down the road and talking on their cell phone. While rushing down the road to get no where quick and you deliberately cut off that beautiful wine red Gold Wing Interstate. Don't be surprised if you see it accelerate in front of you again. That is because I am setting you up for what will occur next. I carry three 3/8 stainless steel ball bearing in my right vest pocket. At this point you may want to slow down, put your cell phone down, and put space between you and me. I will simply toss these ball bearing into the air over my right shoulder. They are not large enough to pass through your windshield. However they will strike your windshield hard enough to honeycomb the entire windshield. I want you to think about driving down a windy road down 40 to 50 mph in a turn and instantly not being able to see out your windshield. I will accelerate hard and be just a memory by the time you get stopped. Hopefully you won't hit anything. I you do hit something oh well it's not like you didn't know better...:rolleyes:

The police may not pulled you over for nearly causing an accident while on your phone. But, I'll get ya to pull over. Know the fine for driving while talking on a cell phone and replacing a windshield are about the same. However, I won't give you a choice. I seriously want to put some excitement into your boring life. Even worse I may being waiting for you to stop so we can say "Hi"...:D We both have a good idea where your cell phone is going don't we...:eek:

Your lady on the phone reminding you to bring home a quart of milk for coffee in the morning is not worth my life. There are a lot of us out here that share that same philosophy. Now if you don't think I'm serious look through any of these pages. Jaded1 and nice guy isn't linked together anywere in 110 pages.

Have a sparkling day...:D

Oh, and watch were you're going...;)
 
Last summer I saw a clown...

on a Harley talking on his phone while he was riding. This is the height of yuppie stupidity in my book. Had a really good friend who was pulled over for open container on his bike once... that always struck me a creative... talking on a phone?
 
Well, knowing the fine up standing person you are...! I will assume that open container your friend was carrying was soda. There are rouge police offices out there just looking for an excuse to pull a biker over to get a better look at his iron horse...! DAM HIM...:mad: DAM HIM I, SAY...:mad: THAT SCOUNDREL............
 
Good morning, girls and boys....:)

It's the start of my work week. Today will be are last nice weather day. Next few days have rain penciled in some where.

On a good note. My first (indoor potted) tomato plant seed has popped it head up through the dirt. So the rumors are true we will have warmer weather.

This evening I have an organic vegetable growing seminar so I won't be home until later.

Just want to wish everyone a super great Tuesday...:D

Time for me to get ready for work.

Ride safe, stay warm, stay dry. and remember keep it upright...:)
 
A great big HI to all the biker guys and gals!!! Has been forever since I have stopped by, but decided to look the thread up and say hi!

Hope all is well with everyone. I know you are all starting to get as itchy as I am about getting on the bike...I am sooo ready to scratch that itch!!!

Sounds like you are all ready for the chili cook off, Jaded...good for you...I am sure it will be great. Didn't take time to read back and catch up except for this last page. Sorry to hear about your accident.

Won't be long now y'all till we will be back on 2 wheels enjoying the beautiful countryside!

Later~
 
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