What Are You Nosey About Today?? 🦝

[AveryElle]

- Do you own your own home? Why/Why not?
yes. Because renting is making money for someone else. There are downsides to owning but the stability of owning is worth it. Plus, VA loans make it overall more affordable and worthwhile to own. Lastly, I’ve always had pets and most rental situations are shitty for pet owners so owning is almost the only option in some cases.

If you do:
- Is this the first home you've owned? How many others have you owned?
I bought my first condo at age 26. I loved that place. It was still probably my favorite place I have lived in as an adult. My spouse and I then bought another place together and became landlords in the other place. We relocated and settled here.

- How long have you lived in your current home?
longer then any other address I’ve lived in as an adult!

- How many houses did you look at before deciding on the one you bought? How long did the process of finding the right one take? For this specific house, this is the only house we looked at. We were relocating so narrowed it down via online sleuthing and saw/made an offer same day. This house was 100% location and very low end of our budget.

- Would you ever sell your house and rent a house or apartment instead? Anything is possible!

Edited to add:
- how is the housing market in your area? Boiling hot but cooling because there’s no inventory left.

- do most people in your area rent or own? On my block, it’s probably 75% own to 25% rent. You can tell the renters because their landscaping is usually awful and overgrown, unfortunately. Where we are moving, there’s one house that’s a rental property because the owners temporarily relocated to another country. Otherwise, all long term owners.

I do not envy folks trying to buy a place these days. It’s worth it, but I’d probably stop looking now and wait

 

[LikeableMe]

Do you own your own home? Why/Why not?
No. I live in a rent controlled building. I don’t own a home as I cannot afford to. I would love to though, as I am constantly worrying about not feeling secure here. I never know when the day will come that I have to leave, and when I’m putting so much effort into turning it into a home that will be devastating.


If you do:
- Is this the first home you've owned? How many others have you owned?
N/A I’ve never owned a home. My family have never owned homes.

- How long have you lived in your current home?
Since I was around 6, I think. I moved away briefly and came back.

- How many houses did you look at before deciding on the one you bought?
N/A
How long did the process of finding the right one take?
N/A
- Would you ever sell your house and rent a house or apartment instead?
N/A

 

[Orchidea73]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

 

[Whiskeyjack]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

I tend to live fairly cautiously in my life. Which is fine by me, because the things that give me pleasure tend to be simple and low-risk. There's not much danger in reading a book or going for a walk. The only price I really pay is that I often let me time for pleasure overtake my time for work, and then I get backed up and wind up scrambling at deadlines. But given the choice between reading another chapter or getting some work done early, that extra chapter will win every time.

 

[Orchidea73]

Is there a third category for those of us who go ahead and do it and then start worrying about the price afterwards? I used to fall in the 2nd category and was more careful, but now I'm more the 1st category with guilt.

Ahahaha I guess there is.

I think I'm curious about the thought process. How your mind works.
Do you ponder the course of action. Do you analyse it from all angles. Are you more of a risk taker. Does the unknown excites you, or are you a more rational and methodical person.

 

[Deacon_Voss]

I've always been a risk taker, from drag racing to business decisions. I've never regretted any of my decisions except not marrying my wife sooner, and not having another child. At the end of the day, none of those other decisions affected my happiness.

 

[BadAmy]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

https://voca.ro/13HLG3n0lKL0

 

[cheekygirl75]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

I'm kind of with Bambi in the 3rd category of do what gives me pleasure but feel guilty. I'm getting better with not feeling the guilt, though. By the time I die, I'll have it perfected

I was also more cautious when I was younger, and there are definitely things I regret not taking the chance on.

But I also have ADHD so even when I was more cautious, my impulsivity would sometimes win out & I'd just say fuck it and do it anyway. Those times are a mix of worth the price and regretting doing it when I knew I really shouldn't.

 

[Orchidea73]

https://voca.ro/13HLG3n0lKL0

You crack me up.

Please, do continue as much as you want. I'd love to hear your perspective.
And because you mentioned something, I want to make it clear for everybody, that this isn't about any moral aspect. There isn't a right or wrong answer to this.

I like people, in general, and they fascinate me. I like to know how their mind works. Thought process and motivations. Why we think the way we think, why we do the things we do etc. etc.

 

[AngelicaS1780]

I'm nosey about homeownership:
- Do you own your own home? Why/Why not?

We do not. My husband's career has necessitated our moving to a new city every 5-7 years for the past 20 years. We owned a home once, from 2001-2006, and got burned by the experience. I think it's a great idea if you know that you are going to be staying in one place for at least ten years and can purchase when home prices aren't inflated. We chose to move from Western NY to Baltimore only five years into owning our home. We came out of the sale with $2000, having spent almost three times that much on upkeep, making improvements (fencing in the backyard, repainting the back deck) and unanticipated repairs (leaking pipes, leaking roof). We paid both rent and a mortgage for four months until we accepted our first offer. Of course, it was below the asking price, but we couldn't afford to be paying for a place where we weren't residing.

I know that our experience was probably at a more extreme end of the spectrum, but it taught me that there are no guarantees when it comes to home ownership. I feel like every financial advising resource, especially at that time, touts home ownership as a practically guaranteed investment. For many people, it probably is, but others will take a loss.

We also learned that we have neither a great affinity nor the actual talent for landscaping, home improvement, and home repairs. After working 50 hours a week, and at a fairly physical job on my part, the last thing we wanted to do was paint the fence, mow the lawn, rake leaves, strip the deck, etc. We probably fought more during those five years than at any other time during our 27 years together.

TL;DR - While home ownership works out great for the majority of people, it's not the best decision for everyone.

 

[Orchidea73]

I'm kind of with Bambi in the 3rd category of do what gives me pleasure but feel guilty. I'm getting better with not feeling the guilt, though. By the time I die, I'll have it perfected

I was also more cautious when I was younger, and there are definitely things I regret not taking the chance on.

But I also have ADHD so even when I was more cautious, my impulsivity would sometimes win out & I'd just say fuck it and do it anyway. Those times are a mix of worth the price and regretting doing it when I knew I really shouldn't.

See I find it interesting that both you and BadAmy, and Bambi to a certain extent, were more cautious when you were young. In theory, one might think that when one is young is far less cautious. Does that have to do more with the environment, family, circle of friends etc., or is it more about the character, just your nature.

 

[cheekygirl75]

See I find it interesting that both you and BadAmy, and Bambi to a certain extent, were more cautious when you were young. In theory, one might think that when one is young is far less cautious. Does that have to do more with the environment, family, circle of friends etc., or is it more about the character, just your nature.

I think for me, it was a combination of just my nature with how I was raised - my mother is the biggest worrier in the world and also kind of frowns on any strong emotion like excitement or too much pleasure LOL

 

[Fingerfuxs]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

QUOTE=Orchidea73;94279051]Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.[/QUOTE]

I'm nosey as to where do you find yourself leaning more towards in your life?
Good question, as a emptynester for awhile now in our day to day life actually. There’s only the two of us that we need to focus on daily , and in the long term. Our kids are successful in life and we are more the push um outta the nest and let them learn to fly on their own terms kinda parents. We have a fantastic loving relationships with them , but we all respect each other’s space don’t feel the need to be up in each other’s business as the saying goes.


Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?
Pleasure within reason. Debt is something to be avoided if possible. That’s the best advice I was ever given and I practice the principal. When traveling we don’t skim on the hotel expenses , VIP packages to music festivals and prefer resorts or at least a four star hotel when exploring different parts of the country. Prior to being empty nesters we didn’t , we lived within our means and still had a wonderful time. There’s a saying in our families about inheritance, if there is any left for you to get , we must have done something wrong. The point being we don’t have a entitlement bone in our body and have raised our kids with that mind set.

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?
As a whole yes , living within our means raising children and living with minimal debt like buying a house instead of renting , buying used cars instead of brand new has paid rewards. I.E. investments , saving a percentage of earning 401k type stuff. Making those decisions early in life ( mid 30’s) and sticking to those have paid dividends for sure. if you are in your 30’s and reading this , if you can set aside 10 percent or more of your pre taxed earning and invest it. You could be a millionaire one day. It’s actually achievable even if it seems like it’s far fetched or impossible.

 

[cheekygirl75]

See I find it interesting that both you and BadAmy, and Bambi to a certain extent, were more cautious when you were young. In theory, one might think that when one is young is far less cautious. Does that have to do more with the environment, family, circle of friends etc., or is it more about the character, just your nature.

I also think when I was younger, I thought more about the consequences to other people not necessarily myself. I didn't want to hurt or inconvenience anyone, so that would make me more cautious. Now I let other people worry about themselves, knowing that I'm not out to hurt anyone and that I have a right to take up space.

 

[saustin5432]

Socrates said “Every action has its pleasures and its price.”

I'm nosey as to where do you find yourself leaning more towards in your life?
Do you fall more easily into the pleasure aspect (for example, yes I want to do this because it gives me pleasure), or do you think a lot more about the price you might pay because of it and act accordingly?

On balance, has that pleasure been worth the price? Viceversa, have you regreted not taking the chance/risk of the pleasure?

I hope the question is clear and I'm not wandering much.

Probably a similar version of some of the other respondents. I definitely attempt to process every option and every outcome in order to minimize the price and maximize the pleasure. Isn't this the definition of utility? What bounces around in my head is always, what if? What if this goes wrong, how will that affect me? What if this goes too right? Then I make a decision and no matter how it turns out I'll be consternated by the paths not taken.

Now, I'm probably a bit more of a risk taker, but I've been kicked in teeth enough that I can quickly sway to taking no risk regardless of the pleasure.

 

[Mei5ter]

I'm nosey about homeownership:

- Do you own your own home? Why/Why not?

If you do:
- Is this the first home you've owned? How many others have you owned?
- How long have you lived in your current home?
- How many houses did you look at before deciding on the one you bought? How long did the process of finding the right one take?
- Would you ever sell your house and rent a house or apartment instead?

Edited to add:
- how is the housing market in your area?
- do most people in your area rent or own?

I was too scared to buy my own house.

Yep. I'm home-ophobic.

 

[PrettyLilPussy19]

I was too scared to buy my own house.

Yep. I'm home-ophobic.

I thought we had a quarantine thread for dad jokes?

 

[Deacon_Voss]

I'm nosey about homeownership:

- Do you own your own home? Why/Why not?

If you do:
- Is this the first home you've owned? How many others have you owned?
- How long have you lived in your current home?
- How many houses did you look at before deciding on the one you bought? How long did the process of finding the right one take?
- Would you ever sell your house and rent a house or apartment instead?

Edited to add:
- how is the housing market in your area?
- do most people in your area rent or own?

I own my own home.

This is the third home I've owned.

We've lived here ten years

We looked at maybe ten or twelve?

It took us about a week to find the one we wanted.

We had a thirty day escrow, so it went fast for us (We were pre-approved)

We do plan on selling soon. We bought when the market was crap, and will make a killing when we sell. We will buy a smaller home, and then start building a home in San Felipe Mexico. I'd never rent again, unless it was month to month, for a short period.

The market in my area is booming right now, and should continue for a few years at least.

Most are renters in my area, but thats changing quickly.

 

[Cogan]

- Do you own your own home? Why/Why not?
Yes, I do. I like to own my house so I can do what I want with it.
If you do:
- Is this the first home you've owned? How many others have you owned?
The first house, but I've owned some apartments before.
- How long have you lived in your current home?
16 years.
- How many houses did you look at before deciding on the one you bought? How long did the process of finding the right one take?
I think it was three objects before this came up. It took approximately half a year.
- Would you ever sell your house and rent a house or apartment instead?
When the kids have moved out and we've gotten older, maybe.
Edited to add:
- how is the housing market in your area?
Strong! It's a popular area so when all other prices drops it only levels here and slowly increase again when the prices goes up.
- do most people in your area rent or own?
About 50-50.

 

[Fingerfuxs]

I’m nosey if anyone else noticed that signatures are disabled and no one has one showing up in posts, PMs , anywhere other then their Lit Page. It’s kinda glorious , less louder if you will , to read posts.

OCD folks must be losing their shit about it as well as gif fans , statement makers that used their signature for that.

 

[Deacon_Voss]

I’m nosey if anyone else noticed that signatures are disabled and no one has one showing up in posts, PMs , anywhere other then their Lit Page. It’s kinda glorious , less louder if you will , to read posts.

OCD folks must be losing their shit about it as well as gif fans , statement makers that used their signature for that.

Uh, they show up just fine for me, lol

 

[Fingerfuxs]

Uh, they show up just fine for me, lol

In this post yours isn’t showing , I see yours when I click on your page I see it.

 

[Fingerfuxs]

Did you change your settings? I changed mine to not show sigs.

Nope , I see that and it’s turned on. Can you see mine in this post.

 

[Deacon_Voss]

Nope , I see that and it’s turned on. Can you see mine in this post.

Yes, its fucking huge.

 

[Fingerfuxs]

Yes, its fucking huge.

That’s what she said , thanks tho . I’m gonna reboot and see what happens.